Royston Finance

0739169440

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    • Home
    • Start an assessment
    • Book a call
    • About us
    • Finance for Migrants
      • Finance for migrants
      • Skilled Migrants
      • Approval Before Arrival
      • Finance for New Arrivals
      • Returning Residents
      • New Zealand Citizens
      • British Citizens
      • South African Citizens
      • Irish Citizens
    • Loans
      • All Loans
      • Visa Holders
      • Finance for Migrants
      • First Time Borrowers
      • Mortgages
      • Novated Lease
      • New Car Finance
      • Used Car Finance
      • Personal Loan
      • Leisure Finance
      • Business Finance
      • INEOS Grenadier
    • Blogs
    • Reviews
    • Car sourcing
    • FAQ
    • Contact Us

0739169440

Royston Finance
  • Home
  • Start an assessment
  • Book a call
  • About us
  • Finance for Migrants
    • Finance for migrants
    • Skilled Migrants
    • Approval Before Arrival
    • Finance for New Arrivals
    • Returning Residents
    • New Zealand Citizens
    • British Citizens
    • South African Citizens
    • Irish Citizens
  • Loans
    • All Loans
    • Visa Holders
    • Finance for Migrants
    • First Time Borrowers
    • Mortgages
    • Novated Lease
    • New Car Finance
    • Used Car Finance
    • Personal Loan
    • Leisure Finance
    • Business Finance
    • INEOS Grenadier
  • Blogs
  • Reviews
  • Car sourcing
  • FAQ
  • Contact Us

Ready to get Started?

Please read all the information on this page below so you fully understand our process and what to expect.


Our team will contact you after you submit your assessment. If you are not ready to speak with us or do not wish to receive a call, please do not begin the assessment at this time.


If you would prefer to talk to us first or have questions before getting started, please call our office directly on (07) 3916 9440.


If you are currently outside Australia, please contact us via WhatsApp on +61 449 983 890 or email office@roystonfinance.com.au to arrange an initial consultation alternatively you can book a call online.


Please note: The mobile number above is for WhatsApp messages and calls only from overseas. 


Our team cannot assess eligibility or provide personalised lending advice via WhatsApp or email.

All assessments require a phone consultation.


All Australia based enquiries should call the office number on (07) 3916 9440 .

I Understand the Process β€” Start My Assessment

πŸ•’ Takes 2–3 minutes β€’ No impact on your credit score

Soft credit checks performed do not affect score and will only be ran when we have all the information and documentation required. 

Want to arrange a call at a time that suits you?

Book a free initial consultation with one of our specialist brokers 

book a call

When Timing Can Affect Approval

New to Australia or Just Started Work?


That is completely fine, this is exactly who we help.


If your timing isn’t quite right yet, we will tell you what needs to happen next to get approved.


We specialise in helping new arrivals who are ready to take the next step with finance, even without Australian credit history.


To give you the best chance of approval, lenders typically look for:


  • Full-time employment (or confirmed start date) 
  • If casual: at least 3 months history 
  • Stable residential address (temporary accommodation may limit lender options)
  • Some financial stability after arriving in Australia
  • Enough income to comfortably manage repayments


If you are not there just yet, that is okay, we will explain the best next steps to help you prepare.


Call our office on (07) 3916 9440 or book a free initial consultation with one of our specialist brokers 

Book a call

Before we get started

To give you the best chance of approval, there are a few important things we recommend before starting your assessment.


This Assessment Is Best Suited For People Who:


βœ… Need finance within the next 30 days

βœ… Are willing to speak with a finance specialist by phone

βœ… Have started employment or have a confirmed start date

βœ… On a eligible visa if applicable, please review our visa list page

βœ… Can provide documents when requested

βœ… Want assistance with lender selection and application support


This Assessment May Not Be Suitable If:


❌ You are only researching options

❌ You only want communication via email or WhatsApp

❌ You are not prepared to answer phone calls

❌ You are not planning to apply within the next few months


To avoid duplicate credit enquiries and conflicting lender submissions, we recommend only working with one brokerage throughout the process.


If you would prefer to talk to us first or have questions before applying, please call our office directly on (07) 3916 9440.

book a call

Why We Ask You To Stay Contactable

Lenders often move quickly and may require updated documents or clarification during assessment.


Customers who remain responsive generally receive faster outcomes and smoother approvals.
Note:- If you do not yet hold an Australian driver’s licence:

  • Select β€œNo” in the application 
  • Upload your overseas licence instead 

This is very common for new arrivals and will be assessed accordingly.


πŸ“ž How We Work

  • We will call you shortly after submission (Mon - Fri)
  • You need to be available and responsive 
  • We move quickly and require the same from you


We will always need to discuss your application over the phone and explain lending requirements clearly.


This allows us to assess and progress your application as efficiently as possible.


We suggest you save our office number in your phone now 0739169440


Important

Applications that remain uncontactable for more than 2 business days may be closed and removed from our active assessment queue.


To provide every customer with the best possible service and lender matching, we keep our assessment process personalised and hands-on, we need to provide tailored assessments for customers genuinely looking to move forward with finance options.


This process is designed to ensure every customer receives the correct level of attention they deserve.


Our team will contact you after you submit your assessment. If you are not ready to speak with us or do not wish to receive a call, please do not begin the assessment at this stage.

book a call

Ready To Continue?

If the above sounds like a good fit, you can begin your assessment below.


Most customers complete the form in around 2–3 minutes πŸ•’.

I Understand the Process β€” Start My Assessment

πŸ•’ Takes 2–3 minutes β€’ No impact on your credit score

Soft credit checks performed do not affect score and will only be ran when we have all the information and documentation required. 

If you are not quite ready yet, please review our blogs below for information for when you are ready or give us a call to discuss your circumstances.

Call us

Drop us a line!

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Copyright Β© 2026 Royston Finance PTY LTD - ACN - 666226768 ABN - 66666226768 - ACR Number - 548152 - FBAA M-354377 - AFCA - 98287 - 

All Rights Reserved.


Tel - (07) 3916 9440

21 Ingleston Road, Tingalpa Queensland 4173, Australia (Australia wide service)

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