Royston Finance

0739169440

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    • Home
    • Start an assessment
    • Book a call
    • About us
    • Finance for Migrants
      • Finance for migrants
      • Skilled Migrants
      • Approval Before Arrival
      • Finance for New Arrivals
      • Returning Residents
      • New Zealand Citizens
      • British Citizens
      • South African Citizens
      • Irish Citizens
    • Loans
      • All Loans
      • Visa Holders
      • Finance for Migrants
      • First Time Borrowers
      • Mortgages
      • Novated Lease
      • New Car Finance
      • Used Car Finance
      • Personal Loan
      • Leisure Finance
      • Business Finance
      • INEOS Grenadier
    • Blogs
    • Reviews
    • Car sourcing
    • FAQ
    • Contact Us

0739169440

Royston Finance
  • Home
  • Start an assessment
  • Book a call
  • About us
  • Finance for Migrants
    • Finance for migrants
    • Skilled Migrants
    • Approval Before Arrival
    • Finance for New Arrivals
    • Returning Residents
    • New Zealand Citizens
    • British Citizens
    • South African Citizens
    • Irish Citizens
  • Loans
    • All Loans
    • Visa Holders
    • Finance for Migrants
    • First Time Borrowers
    • Mortgages
    • Novated Lease
    • New Car Finance
    • Used Car Finance
    • Personal Loan
    • Leisure Finance
    • Business Finance
    • INEOS Grenadier
  • Blogs
  • Reviews
  • Car sourcing
  • FAQ
  • Contact Us

Ready to get Started?

Before you start


Please read the information below so you know what to expect from our process.


Once you submit your assessment, our team will call you to talk through your situation and match you with the right lender. Every assessment includes a phone consultation; this applies to all applicants, wherever you are based. We are not able to assess eligibility or give personalised lending advice over WhatsApp or email alone. If you are not ready for that call yet, hold off starting the assessment until you are.


If you are in Australia and would rather talk first


Call our office directly on (07) 3916 9440, or book a call online.


If you are outside Australia


The WhatsApp number below is for calls and messages from overseas only: +61 449 983 890, or email office@roystonfinance.com.au, to arrange a time for your phone consultation.

Start My Assessment

🕒 Takes 2–3 minutes • No impact on your credit score

Soft credit checks do not affect your credit score, and are only run once we have all the information and documentation we require.

Want to arrange a call at a time that suits you?

Book a free initial consultation with one of our specialist brokers 

book a call

When Timing Can Affect Approval

New to Australia or just started work?


This is completely fine. This is exactly who we help.


We specialise in helping new arrivals who are ready to take the next step with finance, even without Australian credit history. If your timing is not quite right yet, we will tell you exactly what needs to happen next to get you there.


To give you the best chance of approval, lenders typically look for:


  • Full-time employment, or a confirmed start date
  • At least 3 months history if you are in casual work (2 months if PR subject to review)
  • A stable residential address (temporary accommodation may limit your lender options)
  • Some financial stability since arriving in Australia
  • Enough income to comfortably manage repayments


Ready to find out where you stand? Call our office on (07) 3916 9440, or book a free initial consultation with one of our specialist brokers.

Book a call

Before we get started

To give you the best chance of approval, there are a few important things we recommend before starting your assessment.


This assessment is best suited for people who:


✅ Need finance within the next 30 days
✅ Are willing to speak with a finance specialist by phone
✅ Have started employment or have a confirmed start date
✅ Hold an eligible visa, if applicable, see our visa list
✅ Can provide documents when requested
✅ Want assistance with lender selection and application support


This assessment may not be suitable if:


❌ You are only researching your options at this stage
❌ You are not willing or able to speak with us by phone
❌ You are not planning to apply within the next month
❌ You are already working with another broker or lender
❌ You are not on an eligible visa, for example Subclass 500 or 417/462


To avoid duplicate credit enquiries and conflicting lender submissions, we recommend only working with one brokerage throughout the process.


If you are only researching at this stage, or would prefer to talk to us first, please call our office directly on (07) 3916 9440.

start my assessment

Why we ask you to stay contactable

Lenders often move quickly and may request updated documents or clarification during your assessment. Customers who stay responsive generally receive faster outcomes and smoother approvals.


How we work

  • We call you shortly after you submit your assessment, Monday to Friday
  • We move quickly, and ask that you do too
  • We always discuss your application by phone, so we can explain lending requirements clearly and keep things moving


We suggest saving our office number in your phone now: (07) 3916 9440

Important


Applications that remain uncontactable for more than 2 business days may be closed and removed from our active assessment queue. We keep our process personalised and hands-on so every customer gets the attention they deserve, which means we can only hold a place in the queue for customers who are actively ready to move forward.

book a call

Ready To Continue?

If the above sounds like a good fit, you can begin your assessment below.


Please read everything on this page before starting.

Start My Assessment

🕒 Takes 2–3 minutes • No impact on your credit score

Soft credit checks do not affect your credit score, and are only run once we have all the information and documentation we require.

If you are not quite ready yet, our blogs below have helpful information to prepare you, or you can call us to discuss your circumstances.

Call us - 0739169440

Drop us a line!

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Copyright © 2026 Royston Finance PTY LTD - ACN - 666226768 ABN - 66666226768 - ACR Number - 548152 - FBAA M-354377 - AFCA - 98287 - 

All Rights Reserved.


Tel - (07) 3916 9440

21 Ingleston Road, Tingalpa Queensland 4173, Australia (Australia wide service)

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