Before you start
Please read the information below so you know what to expect from our process.
Once you submit your assessment, our team will call you to talk through your situation and match you with the right lender. Every assessment includes a phone consultation; this applies to all applicants, wherever you are based. We are not able to assess eligibility or give personalised lending advice over WhatsApp or email alone. If you are not ready for that call yet, hold off starting the assessment until you are.
If you are in Australia and would rather talk first
Call our office directly on (07) 3916 9440, or book a call online.
If you are outside Australia
The WhatsApp number below is for calls and messages from overseas only: +61 449 983 890, or email office@roystonfinance.com.au, to arrange a time for your phone consultation.
Soft credit checks do not affect your credit score, and are only run once we have all the information and documentation we require.
Book a free initial consultation with one of our specialist brokers
New to Australia or just started work?
This is completely fine. This is exactly who we help.
We specialise in helping new arrivals who are ready to take the next step with finance, even without Australian credit history. If your timing is not quite right yet, we will tell you exactly what needs to happen next to get you there.
To give you the best chance of approval, lenders typically look for:
Ready to find out where you stand? Call our office on (07) 3916 9440, or book a free initial consultation with one of our specialist brokers.
To give you the best chance of approval, there are a few important things we recommend before starting your assessment.
This assessment is best suited for people who:
✅ Need finance within the next 30 days
✅ Are willing to speak with a finance specialist by phone
✅ Have started employment or have a confirmed start date
✅ Hold an eligible visa, if applicable, see our visa list
✅ Can provide documents when requested
✅ Want assistance with lender selection and application support
This assessment may not be suitable if:
❌ You are only researching your options at this stage
❌ You are not willing or able to speak with us by phone
❌ You are not planning to apply within the next month
❌ You are already working with another broker or lender
❌ You are not on an eligible visa, for example Subclass 500 or 417/462
To avoid duplicate credit enquiries and conflicting lender submissions, we recommend only working with one brokerage throughout the process.
If you are only researching at this stage, or would prefer to talk to us first, please call our office directly on (07) 3916 9440.
Lenders often move quickly and may request updated documents or clarification during your assessment. Customers who stay responsive generally receive faster outcomes and smoother approvals.
How we work
We suggest saving our office number in your phone now: (07) 3916 9440
Important
Applications that remain uncontactable for more than 2 business days may be closed and removed from our active assessment queue. We keep our process personalised and hands-on so every customer gets the attention they deserve, which means we can only hold a place in the queue for customers who are actively ready to move forward.
If the above sounds like a good fit, you can begin your assessment below.
Please read everything on this page before starting.
Soft credit checks do not affect your credit score, and are only run once we have all the information and documentation we require.
If you are not quite ready yet, our blogs below have helpful information to prepare you, or you can call us to discuss your circumstances.
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Tel - (07) 3916 9440
21 Ingleston Road, Tingalpa Queensland 4173, Australia (Australia wide service)