Finance Solutions for Australians, New Arrivals and & First-Time Borrowers
Australia's specialist finance partner for migrants, new arrivals and first-time borrowers.
Moving to a new country shouldn't mean starting from zero. We specialise in structuring finance for visa holders, new arrivals and migrants, working with lenders who understand visa pathways, residency requirements and how to assess your application correctly the first time.
No dealership pressure, no guesswork. Just clear, honest guidance from a team that's been through the move ourselves.
We work with temporary visa holders, permanent residents, New Zealand citizens and Australian citizens alike, whether you landed last month or have been building your life here for years.
Because we understand exactly how Australian lenders assess new arrivals, we get applications approved correctly the first time, with fewer unnecessary declines and no wasted credit enquiries along the way.
Proudly rated 5 stars ⭐️⭐️⭐️⭐️⭐️ by more than 184 satisfied customers on Google, and winners of Optimise Aggregation's Lenders' Choice Broker of the Year for Queensland.
We have maintained relationships with lenders that many other brokers have let lapse. These lenders welcome visa holders and offer great rates.
Some of our best lenders will accept you from day one of permanent employment, no payslips needed, just your contract upfront. We have arranged special terms with these lenders to make that possible.
Every assessment we run uses a soft credit check, so your credit score is never affected.
Planning your move from overseas? We work outside normal office hours to fit customers across every time zone. Book an appointment with us.
We are licensed to operate in every state and territory across Australia.
Our team has personally experienced the migration journey from the UK 🇬🇧 to Australia 🇦🇺 therefore, we understand the uncertainty and stress of starting fresh in a new country firsthand. That's why we're not just another finance brokerage processing transactions; we are genuinely invested in helping you settle into life in Australia with real support behind you.
We have spent years mapping out exactly what is and isn't possible for visa holders, new arrivals and migrants seeking finance in Australia. We understand lender policy differences, visa requirements, residency pathways and the documentation each application needs upfront, and we structure every application accordingly before it's ever submitted. That's why our lender partners know an application from Royston Finance has already been correctly assessed and packaged.
Many brokers and dealerships have limited experience with visa-holder lending and rely on guesswork, which leads to unnecessary declines, delays and multiple credit enquiries. We built our process to avoid exactly that, getting it right the first time so the path to approval is faster and smoother for you.
Whether you've already arrived or are still planning your move, we are with you every step of the way.
Get approved before you land in Australia
Plan ahead and start the process before you arrive, so you can settle in faster and skip the unnecessary stress. We check your eligibility with no impact to your credit score.
Benefits of getting approved early:
Fast, simple finance solutions
Buying your next vehicle or refinancing an existing one, we make it straightforward.
With access to 30+ lenders, we find the right fit for your circumstances.
Our Managing Director, Ian Brown recently joined our partners at The Down Under Centre to chat about his journey from the UK to Australia and why he started Royston Finance.
In this episode of the Migrating to Australia podcast, host Lisa Chambers chats with Ian who shares his inspiring journey from the UK to Oz, as well as how Royston Finance can help Migrants.
Available to listen to on Spotify, Apple podcasts, Youtube and Youtube music
Our director spent over eight years in merchant banking in London before founding Royston Finance.
No gimmicks, fake reviews, or staged promotions.
We are straightforward, honest, and hardworking, providing supportive guidance every step of the way.
Over 184 of our customers rate us 5 stars on Google business and Facebook.
Royston Finance is accredited with FBAA, ensuring you can make a confident, informed choice for your loan.
With so many finance options available, we will find the one that’s right for you.
Royston Finance works with a wide range of banks and lenders to secure the best deal.
Royston Finance offers a no-obligation, hassle-free quote so you can make an informed decision without any commitment.
Copyright © 2026 Royston Finance PTY LTD - ACN - 666226768 ABN - 66666226768 - ACR Number - 548152 - FBAA M-354377 - AFCA - 98287 -
All Rights Reserved.
Tel - (07) 3916 9440
21 Ingleston Road, Tingalpa Queensland 4173, Australia (Australia wide service)
