Fast, Friendly Finance, Even If You’ve Just Arrived!
Starting life in Australia is exciting, however, buying your first car can feel overwhelming, especially if you’re on a visa or new to the country.
At Royston Finance, we specialise in helping visa holders and new arrivals secure affordable car loans without the roadblocks you might face with traditional banks.
Our team has been through the immigration process ourselves, and we understand the stress and uncertainty. The good news? Car finance doesn’t have to be complicated when you have the right experts on your side.
✅ Specialist lenders who welcome visa holders
✅ Fast approvals sometimes in less than 24 hours
✅ Competitive interest rates often the same as Australian citizens and PR holders
✅ Loans tailored to your visa type and expiry date
✅ Options even if you’ve been in your job for just 1 day
We can arrange car loans for:
Even with limited or no credit history in Australia, you may still qualify.
Loan requirements:
Partner Visas
100, 309, 801, 820
Special Category Visa
444
Skilled & Sponsored Visas
482, 485, 487, 489, 491, 494, 495, 496
Training Visa
407
We can assist with over 80 other visa subclasses, including:
101, 102, 103, 111, 114, 115, 116, 117, 119, 120, 121, 124, 132, 134, 136, 137, 138, 139, 143, 151, 155, 157, 160, 161, 162, 163, 164, 165, 173, 175, 176, 182, 186, 187, 188, 189, 190, 191, 200, 201, 202, 203, 204, 300, 401, 403, 405, 407, 410, 415, 416, 420, 422, 423, 428, 457, 461, 482, 485, 500, 590, 785, 790, 802, 804, 808, 814, 835, 836, 837, 838, 851, 855, 856, 857, 858, 864, 866, 870, 884, 885, 886, 887, 888, 890, 891, 892, 893.
Bridging Visas
010 (A), 020 (B), 030 (C)
💡 If your visa subclass isn’t listed, contact us — we may still have options for you.
Many brokers have little experience with visa holders and send applications to the wrong lenders, damaging credit scores.
We know exactly which lenders will accept your application and can match you to the most competitive rate available.
No credit score impact - Our brokers will run a soft credit search to see if you have any financial credit information in Australia therefore, your credit score will not be affected.
📞 Call us on (07) 3916 9440 or
💻 Apply Online Now— and get your car finance sorted today.
Just want to have a chat first?
Give us a call on (07) 39169440
or click the link below to get started
Please reach us at office@roystonfinance.com.au if you cannot find an answer to your question.
Yes — many of our lenders will approve applications even if you’ve been in your role for less than 3 months.
Not always. Some lenders will offer up to 100% finance, depending on your circumstances and visa type. item.
Potentially. Temporary visas may attract slightly higher rates, but we’ll always match you with the most competitive option available.
Our director spent over eight years in merchant banking in London before founding Royston Finance.
No gimmicks, fake reviews, or staged promotions.
We are straightforward, honest, and hardworking, providing supportive guidance every step of the way.
Royston Finance are accredited with FBAA, ensuring you can make a confident, informed choice for your loan.
With so many finance options available, we’ll find the one that’s right for you.
Royston Finance works with a wide range of banks and lenders to secure the best deal.
Royston Finance offers a no-obligation, hassle-free quote so you can make an informed decision without any commitment.
Copyright © 2025 Royston Finance PTY LTD - ACN - 666226768 ABN - 66666226768 - ACR Number - 548152 - FBAA M-354377 - AFCA - 98287 -
All Rights Reserved.
Tel - (07) 3916 9440
21 Ingleston Road, Tingalpa Queensland 4173, Australia