Finance for visa holders

Welcome to Australia!

Our team have all gone through the immigration process themselves and know first hand how difficult and stressful it can be. 

Luckily, financing your next car need not be as challenging with the help from our expert team.

At Royston Finance we can arrange car finance with our multiple specialist lenders to suit your visa type and expiry date. We work with customers from all over the world often buying their first car in Australia. 

Typically your loan must finish at least 1 month before your current visa expires and the minimum loan term we can secure is 12 months.

Temporary working visa holders, permanent residents, returning Australian citizens and NZ Citizens that have just arrived into Australia may qualify subject to work contract and residential status, even with limited or no financial history in Australia.

We can secure car loans for customers as little as 1 day in job.

Common visa subclasses that we work with are

✅ 100 Partner (Migrant) Visa       ✅ 309 Partner (Provisional) Visa     

✅ 801 Partner Visa (Permanent)       ✅ 820 Partner Visa (Temporary)  

✅ 444 Special Category Visa     

✅ 482 Skills in Demand Visa   

✅ 485 Temporary Graduate Visa - Immigration and Citizenship   

✅ 487 Skilled - Regional Sponsored Visa    

✅ 489 Skilled Regional (Provisional) Visa    

✅ 491 Skilled Work Regional   (Provisional) Visa   

✅ 494 Skilled Employer Sponsored Regional (Provisional) Visa  

✅ 495 Independent Regional (Provisional) Visa    

✅ 496 Skilled - Designated Area Sponsored Visa            

We can also assist with the following subclasses:- 

101,102,103,111,114,115,116,117,119,120,121,124,132, 134, 136, 137, 138, 139, 143,151,155,157, 160, 161, 162, 163, 164, 165, 173, 175,176, 182,186,187, 188, 189, 190, 191, 200, 201, 202, 203, 204, 300, 401, 403, 405, 407, 410, 415, 416, 420, 422, 423, 428, 457, 461, 482, 485, 500, 590, 785, 790, 802, 804, 808, 814, 835, 836, 837, 838, 851, 855, 856, 857, 858, 864, 866, 870, 884, 885, 886, 887, 888, 890, 891, 892, 893.

Bridging visa A - 010

Bridging visa B - 020

Bridging visa C - 030

Most popular visa subclass popping up recently has been Subclass 407 (Training visa)

If your subclass is not on the list please get in touch to check. 

A lot of brokers don't have the experience with or exposure to customers on visas therefore can often get stuck and damage customers credit files due to sending applications to the wrong lenders. 

We can secure fast approvals from a range of lenders at rates match what Australia citizens and Permanent residents have access to, don't make the mistake of falling into the wrong hands.

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