Get approved for finance, even if you’re new to Australia

Fast, Friendly Finance, Even If You’ve Just Arrived!

Starting life in Australia is exciting, however, buying your first car can feel overwhelming, especially if you’re on a visa or new to the country.

At Royston Finance, we specialise in helping visa holders and new arrivals secure affordable car loans without the roadblocks you might face with traditional banks.

Our team has been through the immigration process ourselves, and we understand the stress and uncertainty. The good news? Car finance doesn’t have to be complicated when you have the right experts on your side.

✅ Specialist lenders who welcome visa holders
✅ Fast approvals  sometimes in less than 24 hours
✅ Competitive interest rates  often the same as Australian citizens and PR holders
✅ Loans tailored to your visa type and expiry date
✅ Options even if you’ve been in your job for just 1 day

We can arrange car loans for:

• Temporary working visa holders
   
• Permanent residents
   
• Returning Australian citizens
   
• New Zealand citizens who have just moved to Australia
   

Even with limited or no credit history in Australia, you may still qualify.

Loan requirements:

• Loan must finish at least 1 month before your visa expires
   
• Minimum loan term: 12 months
   

Partner Visas
100, 309, 801, 820

Special Category Visa
444

Skilled & Sponsored Visas
482, 485, 487, 489, 491, 494, 495, 496

Training Visa
407

We can assist with over 80 other visa subclasses, including:
101, 102, 103, 111, 114, 115, 116, 117, 119, 120, 121, 124, 132, 134, 136, 137, 138, 139, 143, 151, 155, 157, 160, 161, 162, 163, 164, 165, 173, 175, 176, 182, 186, 187, 188, 189, 190, 191, 200, 201, 202, 203, 204, 300, 401, 403, 405, 407, 410, 415, 416, 420, 422, 423, 428, 457, 461, 482, 485, 500, 590, 785, 790, 802, 804, 808, 814, 835, 836, 837, 838, 851, 855, 856, 857, 858, 864, 866, 870, 884, 885, 886, 887, 888, 890, 891, 892, 893.

Bridging Visas
010 (A), 020 (B), 030 (C)

💡 If your visa subclass isn’t listed, contact us — we may still have options for you.

• Current passport and visa documentation
   
• Proof of income (recent payslips or employment contract)
   
• Proof of Australian address
   
• Driving licence - Overseas usually accepted
   

Many brokers have little experience with visa holders and send applications to the wrong lenders, damaging credit scores.

We know exactly which lenders will accept your application and can match you to the most competitive rate available.

1. Enquire online or call us to discuss your visa type and situation.
    
2. We match you with the right lender for fast approval.
    
3. Drive away in your new car — often within days.

No credit score impact - Our brokers will run a soft credit search to see if you have any financial credit information in Australia therefore, your credit score will not be affected.
 

📞 Call us on (07) 3916 9440 or
💻 Apply Online Now— and get your car finance sorted today.