Royston Finance

0739169440

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    • Home
    • Apply now
    • About us
    • Loans
      • All Loans
      • Visa Holders
      • Finance for Migrants
      • Novated Lease
      • New Car Finance
      • Used Car Finance
      • Personal Loan
      • Leisure Finance
      • Business Finance
      • Centrelink Finance
      • Bad Credit Finance
      • INEOS Grenadier
    • Finance for Migrants
    • Top tips
    • Reviews
    • Car sourcing
    • FAQ
    • Contact Us
    • Login
    • Become a referral partner

0739169440

Royston Finance
  • Home
  • Apply now
  • About us
  • Loans
    • All Loans
    • Visa Holders
    • Finance for Migrants
    • Novated Lease
    • New Car Finance
    • Used Car Finance
    • Personal Loan
    • Leisure Finance
    • Business Finance
    • Centrelink Finance
    • Bad Credit Finance
    • INEOS Grenadier
  • Finance for Migrants
  • Top tips
  • Reviews
  • Car sourcing
  • FAQ
  • Contact Us
  • Login
  • Become a referral partner

Get approved for finance, even if you’re new to Australia

Car Loans for Visa Holders & New Arrivals in Australia


Fast, Friendly Finance, Even If You’ve Just Arrived!


Starting life in Australia is exciting, however, buying your first car can feel overwhelming, especially if you’re on a visa or new to the country.


At Royston Finance, we specialise in helping visa holders and new arrivals secure affordable car loans without the roadblocks you might face with traditional banks.


Our team has been through the immigration process ourselves, and we understand the stress and uncertainty. The good news? Car finance doesn’t have to be complicated when you have the right experts on your side.


Why Visa Holders Choose Royston Finance


✅ Specialist lenders who welcome visa holders
✅ Fast approvals  sometimes in less than 24 hours
✅ Competitive interest rates  often the same as Australian citizens and PR holders
✅ Loans tailored to your visa type and expiry date
✅ Options even if you’ve been in your job for just 1 day


Who We Help


We can arrange car loans for:


  • Temporary working visa holders
     
  • Permanent residents
     
  • Returning Australian citizens
     
  • New Zealand citizens who have just moved to Australia
     

Even with limited or no credit history in Australia, you may still qualify.


Loan requirements:


  • Loan must finish at least 1 month before your visa expires
     
  • Minimum loan term: 12 months
     

Common Visa Subclasses We Work With


Partner Visas
100, 309, 801, 820


Special Category Visa
444


Skilled & Sponsored Visas
482, 485, 487, 489, 491, 494, 495, 496


Training Visa
407


We can assist with over 80 other visa subclasses, including:
101, 102, 103, 111, 114, 115, 116, 117, 119, 120, 121, 124, 132, 134, 136, 137, 138, 139, 143, 151, 155, 157, 160, 161, 162, 163, 164, 165, 173, 175, 176, 182, 186, 187, 188, 189, 190, 191, 200, 201, 202, 203, 204, 300, 401, 403, 405, 407, 410, 415, 416, 420, 422, 423, 428, 457, 461, 482, 485, 500, 590, 785, 790, 802, 804, 808, 814, 835, 836, 837, 838, 851, 855, 856, 857, 858, 864, 866, 870, 884, 885, 886, 887, 888, 890, 891, 892, 893.


Bridging Visas
010 (A), 020 (B), 030 (C)


💡 If your visa subclass isn’t listed, contact us — we may still have options for you.


What You’ll Need to Apply


  • Current passport and visa documentation
     
  • Proof of income (recent payslips or employment contract)
     
  • Proof of Australian address
     
  • Driving licence - Overseas usually accepted
     

Avoid Common Pitfalls


Many brokers have little experience with visa holders and send applications to the wrong lenders, damaging credit scores.


We know exactly which lenders will accept your application and can match you to the most competitive rate available.


How to Get Started


  1. Enquire online or call us to discuss your visa type and situation.
     
  2. We match you with the right lender for fast approval.
     
  3. Drive away in your new car — often within days.


No credit score impact - Our brokers will run a soft credit search to see if you have any financial credit information in Australia therefore, your credit score will not be affected.
 

📞 Call us on (07) 3916 9440 or
💻 Apply Online Now— and get your car finance sorted today.

Start an assessment

Just want to have a chat first? 


Give us a call on (07) 39169440 


or click the link below to get started 

Get started

Sucess stories

Frequently Asked Questions

Please reach us at office@roystonfinance.com.au if you cannot find an answer to your question.

Yes — many of our lenders will approve applications even if you’ve been in your role for less than 3 months.


Not always. Some lenders will offer up to 100% finance, depending on your circumstances and visa type. item.


Potentially. Temporary visas may attract slightly higher rates, but we’ll always match you with the most competitive option available. 


Why customers trust royston finance

Over a decade of experience

Over a decade of experience

Over a decade of experience

  

Our director spent over eight years in merchant banking in London before founding Royston Finance.

Down to Earth service

Over a decade of experience

Over a decade of experience

  No gimmicks, fake reviews, or staged promotions.

  

We are straightforward, honest, and hardworking, providing supportive guidance every step of the way.

5* Google Reviews

Over a decade of experience

We are FBAA Accredited

Our customers rate us 5 stars on Google business and Facebook. 


Check out our review page.

We are FBAA Accredited

We are FBAA Accredited

We are FBAA Accredited

  Royston Finance are accredited with FBAA, ensuring you can make a confident, informed choice for your loan.

  

www.fbaa.com.au

We compare for you

We are FBAA Accredited

We compare for you

  With so many finance options available, we’ll find the one that’s right for you. 

  

Royston Finance works with a wide range of banks and lenders to secure the best deal.

No obligation

We are FBAA Accredited

We compare for you

  

Royston Finance offers a no-obligation, hassle-free quote so you can make an informed decision without any commitment.

Drop us a line!

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0739169440


Copyright © 2025 Royston Finance PTY LTD - ACN - 666226768 ABN - 66666226768 - ACR Number - 548152 - FBAA M-354377 - AFCA - 98287 - 

All Rights Reserved.


Tel - (07) 3916 9440

21 Ingleston Road, Tingalpa Queensland 4173, Australia

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