Welcome to Our World
We believe in creating meaningful experiences that inspire and connect. Let us help you bring your vision to life.
Quality First
We deliver exceptional results in everything we do, ensuring your satisfaction at every step.
Expert Care
Our experienced team brings skill and passion to every project, no matter the size.
Real Results
Proven outcomes that speak for themselves and make a meaningful difference for your business.
This is Where Royston Finance Helps
As an independent finance brokerage, we help you compare finance options that suit your lifestyle, budget, and long-term goals.
We compare a large panel of lenders to ensure you get:
- Secured loan options with fixed or variable rates
- Loan terms from 1 to 7 years
- Finance options available for both dealer and private sales
With our obligation-free assessment, you can explore your options with confidence.
Buying Privately?
Found the perfect Grenadier through a private seller?
We can help with finance for eligible private sales, including guidance through the process so you know exactly what to expect before handing over any money.
What Happens After You Enquire?
We believe finance should be clear, straightforward, and transparent.
Step 1 — Initial Discussion
We learn more about your situation and finance goals.
Step 2 — Obligation-Free Assessment
We review your circumstances and complete a soft credit review with no impact on your score.
Step 3 — Lender Selection
We recommend lenders and products suitable for your situation.
Step 4 — Quote & Review
We explain the recommended option clearly before proceeding.
Step 5 — Submission & Approval
Applications are submitted only once you are comfortable proceeding.
Step 6 — Settlement
We guide you through settlement and keep the process as smooth as possible.
Transparent Fees & Costs
At Royston Finance, transparency is important to us.
Brokerage Fees
Our brokerage fee ranges from $500 to $1,495 depending on the loan amount financed.
This fee supports:
- lender research and selection
- application preparation
- approval management
- settlement support
- ongoing customer guidance
The exact fee is always disclosed and agreed before proceeding.
Other Costs
Depending on the lender, there may also be:
- application fees
- monthly account fees
- early repayment fees
All fees and charges are explained clearly before any paperwork is signed.
No surprises.
Why Customers Choose Royston Finance
- Honest guidance without dealership pressure
- Support for business owners and professionals
- Flexible finance structures tailored to your needs
- Specialist guidance for personal and business buyers
- Soft credit checks with no impact to your score
- Access to 30+ lenders across Australia
- Help understanding the process from start to finish
- Real people who explain things properly
- We care more about the right outcome than just “getting a deal done”
Why Specialist Guidance Matters
The INEOS Grenadier is a unique vehicle, and not every lender approaches it the same way.
At Royston Finance, we help you navigate:
- lender policies
- balloon payment structures
- novated lease suitability
- business-use lending
- private sale options
- finance for accessories and touring upgrades
We take the time to explain your options clearly so you can structure the finance correctly from the start.
Communication You Can Rely On
We understand waiting for finance approval can feel stressful.
That is why we commit to:
✔ Fast response times
✔ Regular updates throughout the process
✔ One dedicated point of contact
✔ Clear and honest communication
If Things Don’t Go to Plan
- Complaints – If you are not happy, we have a simple complaints process (explained here). We aim to resolve issues within 5 business days.
- Hardship – If your circumstances change (job loss, illness, etc.), let us know right away. Many lenders offer payment pauses or temporary arrangements, and we’ll guide you through it.
Trusted by Customers Across Australia
⭐️⭐️⭐️⭐️⭐️ Over 185 genuine 5-star Google reviews
Customers from more than 20 countries
Award-winning finance brokerage
Managing Director Ian Brown was named Lenders’ Choice Broker of the Year 2025 for the Queensland region.
Ready to take the next step?
Join us and discover what we can do for you.
Frequently Asked Questions
Please reach us at office@roystonfinance.com.au if you cannot find an answer to your question.
Rates start from 7.19% for eligible home owners, subject to lender approval and your individual circumstances.
Not always. Deposit requirements are assessed case by case and depend on your finance structure and circumstances.
Yes. Our specialist salary packaging partner can walk you through your novated lease options for the Grenadier.
Yes. Pre-approval is available before you order, and our lender typically holds it for 90 days while you finalise your build.
Most applications are approved the same day or the next business day.
We can arrange loan terms from one to seven years to suit your budget.
Yes. A balloon payment can be structured into your loan if it suits your situation, reducing your regular repayments.
Yes. We can usually secure the same rate on a used Grenadier as a new one, provided it is up to three years old.
Current guidance confirms the INEOS Grenadier is classified as exempt from Luxury Car Tax in Australia, which can save buyers a meaningful amount compared to similarly priced 4x4s. This directly affects the amount you need to finance, so it is worth factoring into how we structure your loan. (Always do your own research as this may change)
Potentially, yes. If you use the Grenadier for business purposes, a chattel mortgage may allow you to claim GST credits and depreciation, depending on your business structure and vehicle use. We recommend speaking with your accountant alongside our team to structure this correctly.
Pricing for the current range starts from around $109,000 before on-road costs, extending beyond $130,000 for higher specification variants. Exact pricing depends on variant, engine, and options
The INEOS Grenadier has a braked towing capacity of up to 3,500kg, making it a genuine option for touring, camper trailers, and boats. If towing is central to how you plan to use the vehicle, let us know so we can factor any accessories or upgrades into your finance.
Wait times vary depending on variant, engine, and current order volumes, and have shifted since the Grenadier first launched locally. Rather than waiting until your vehicle arrives to think about finance, you can get pre-approved now, so you are ready to settle the moment it lands.
As Grenadier owners ourselves, we understand why this comes up for a relatively new vehicle in the Australian market. Experiences vary, as they do with any vehicle, which is exactly why structuring the right finance and protecting your purchase matters just as much as the vehicle itself.
It depends on price, deposit, and loan structure, not just the badge. Because the Grenadier is currently exempt from Luxury Car Tax, the amount you actually need to finance can end up lower than a comparably specified Defender or LandCruiser 300 Series. We can run the real numbers side by side for your situation.
Yes. Depending on the lender and loan structure, finance can often extend to accessories, canopy setups, roof racks, recovery equipment, and other touring upgrades alongside the vehicle itself.
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All Rights Reserved.
Tel - (07) 3916 9440
21 Ingleston Road, Tingalpa Queensland 4173, Australia (Australia wide service)