Business Asset & Equipment Finance Made Simple

As an independent finance brokerage, we work tirelessly to find the best financing options for your purchase.

We compare a large panel of lenders to ensure you get:

• Secured loan options with fixed or variable rates
   
• Loan terms from 1 to 7 years
   
• Finance options available for both dealer and private sales

With our obligation-free assessment, there is nothing to lose.

Found the perfect fit through a private seller?

We can help with finance for eligible private sales, including guidance through the process so you know exactly what to expect before handing over any money.

We believe finance should be clear, straightforward, and transparent.

Step 1 — Initial Discussion

We learn more about your situation and finance goals.

Step 2 — Obligation-Free Assessment

We review your circumstances and complete a soft credit review with no impact on your score.

Step 3 — Lender Selection

We recommend lenders and products suitable for your situation.

Step 4 — Quote & Review

We explain the recommended option clearly before proceeding.

Step 5 — Submission & Approval

Applications are submitted only once you are comfortable proceeding.

Step 6 — Settlement

We guide you through settlement and keep the process as smooth as possible.

Transparent Fees & Costs

At Royston Finance, transparency is important to us.

Brokerage Fees

Our brokerage fee ranges from $500 to $1,495 depending on the loan amount financed.

This fee supports:

• lender research and selection
• application preparation
• approval management
• settlement support
• ongoing customer guidance

The exact fee is always disclosed and agreed before proceeding.

Other Costs

Depending on the lender, there may also be:

• application fees
• monthly account fees
• early repayment fees

All fees and charges are explained clearly before any paperwork is signed.

No surprises.

• Honest guidance without sales pressure Support for startups and growing businesses 
• Flexible solutions for business owners 
• Guidance for new and established businesses
• Soft credit checks with no impact to your score 
• Access to 30+ lenders across Australia 
• Help understanding the process from start to finish 
• Real people who explain things properly 
• We care more about the right outcome than just “getting a deal done”

Securing finance for business equipment or vehicles can feel complicated, especially if you are navigating lender requirements, ABN history, GST registration, or cash flow considerations for the first time.

At Royston Finance, we help business owners understand:

• lender requirements 
• low doc vs full doc applications 
• repayment structures 
• tax-effective finance options 
• how to avoid overcommitting cash flow 

Clear guidance. No confusing jargon. Just straightforward support tailored to your business.

⭐️⭐️⭐️⭐️⭐️ Over 170 genuine 5-star Google reviews

Customers from more than 20 countries

Award-winning finance brokerage

Managing Director Ian Brown was named Lenders’ Choice Broker of the Year 2025 for the Queensland region.