Why customers trust royston finance

Our director worked in finance merchant banking for over 8 years in London before establishing Royston Finance.

No misleading sales techniques or false promotion videos and reviews performed by mates.

We are straight talking, honest, hard working, supportive and give guidance.

Our customers rate us 5 stars on Google business and Facebook. 

Check out our review page.

Royston Finance are accredited with FBAA, giving you peace of mind that you’re making an informed choice when it comes to your loan.

www.fbaa.com.au

With so many finance options available we will find the best for you. 

The range of banks and lenders used are best sought by Royston Finance.

Royston Finance will provide a no obligation, hassle free quotation for you to make an informed decision with no obligation to apply.

Secured car loan options

 Fixed or variable rates

1 - 7 years term car loans on most vehicle types and ages.

• New or Used 
• Dealer or private sales
• Balloon Refinance
• Classic and Exotic
• Grey Imports
• WOVR accident History
• Bad Credit
• Visa holder finance
• New arrivals to Australia -No min stay
• New Zealand Citizens - No min stay
• NZ 444 visa holders
• Current and Discharged Bankruptcy
• Centrelink payments
• Pensioners

Welcome to Australia!

Our Director Ian has gone through the immigration process himself and knows first hand how difficult and stressful it can be. 

Luckily financing your next car need not be as challenging!

At Royston Finance we can arrange car finance to suit your visa type and expiry date. 

Typically your loan must finish 1 month before your current visa expires.

Subclasses usually accepted are

100,101,102,103,114, 115,116,117,119,120,121,124,132, 143,151,155,157,173, 175,176, 182,186,187, 188, 189, 190, 191, 200, 201, 202, 203, 204, 309, 403, 444, 457, 461, 482, 485,  487, 489, 491, 494, 495, 496, 801, 802, 785, 790, 804, 808, 820, 835, 836, 837, 838, 857, 858, 864, 866, 884, 887, 888, 890, 891, 892, 893.

Bridging A, B and C (010, 020, 030)

If your subclass is not on the list please get in touch to check.

Applicants with solely Centrelink income can usually borrow upto $12,000

Employed applicants with less than 50% of their overall income coming from Centrelink can typically borrow more.

Acceptable Centrelink payments

• Family A + B 
• Disability pension
• Carers payments
• Aged pension
• Youth allowance*
• Job seekers*

*Applicant must have PAYG income alongside payment

Lesuire assets for private use

 Fixed or variable rates

1 - 7 years terms on most vehicle types and ages.

• Caravans
• Boats
• Jet Ski
• Trailers
• Motorbikes
• RV
• Motorhome
• Camper Trailer
• Dirt Bike
• ATV
• Scooter
• Golf cart
• Small Yacht 
• Sailboat
• Large Yacht
• Luxury Yacht

Personal loans are one of the most common types of finance in Australia. 

1 - 7 years terms

They can be secured or unsecured and used for most purposes such as:

• Debt Consolidation
• Home Renovations
• Education Expense
• Car Repairs
• Emergency Expenses
• Education Expenses
• Vet Expenses
• Holidays
• Weddings
• Balloon Refinance
• Solar 

Loc, Easy and Full doc options 

• Cars
• Trucks
• Utility and Vans
• Lorries
• Heavy Haulage 
• Equipment
• Plant
• Business Purchases
• Cash Flow Loans
• Short-Term Funding
• Unsecured Business Loans
• Working Capital
• Rent 2 Own
• Uber Drivers
• Solar
• Technology